Frequently asked questions
The questions we hear most about vehicle service contracts.
Is this car insurance?
No. InsureNow offers vehicle service contracts, also called mechanical breakdown protection. It covers repairs, not accidents or liability, and it does not replace your auto insurance policy.
Where can I get repairs done?
Any ASE-certified repair facility in the country, including our 15 owner-shops.
Do I have to pay upfront?
No. We pay the repair facility directly on covered repairs, and $0 deductible options are available.
Can I transfer my plan?
Yes. Coverage is transferable if you sell your vehicle, which can help resale value.
Why do I need an inspection first?
A quick evaluation at an owner-shop lets us base your plan and pricing on the vehicle's real condition instead of guesswork.